Executive leadership – Continuous Process Improvement – Team Building – Leader Development – Operational Excellence
I began working with Rick late summer of 2017. I’ve done well-enough putting money away in my 401k, but I wanted to work with someone who would help me get set up for retirement. From the beginning, Rick spent time understanding what MY goals were, not what HE thought they should be. After just a little bit of time with Rick, I was shocked at how much I didn’t understand about protecting my hard earned money before and during retirement, especially as it related to taxes. Rick is phenomenally knowledgeable about very unique vehicles and strategies for investment. He didn’t apply a predetermined “cookie cutter” model to my situation, and I appreciated how transparent he was when I asked him questions like “what’s in this for you?” He is patient with me when I ask him to explain AGAIN how certain accounts work. I also appreciate Rick’s great sense of humor; I have grown to appreciate Rick not only as a business partner but as a friend who wants what is best for me. I have recommended Rick to good friends and most significantly, to my daughter – a mother would never send her child to anyone who wasn’t going to do the very best for her!
Wiley and Olivia Jones
President of Land Sales, Inc.
Olivia and Wiley Jones first met Rick Aiken in 2009 upon being invited to attend a dinner meeting he was hosting in Charlotte. His presentation was a little different from other dinner meetings that we had attended in that he seemed well versed in annuities, life insurance, long-term care insurance and other vehicles used for future planning and their implications to taxation and estate planning.
Since our first meetings at his office we have jointly met with our CPA, estate attorney and Rick to implement plans to best serve our personal and family needs. Changes have been made upon the professional recommendations of Rick and the others. New life Insurance policies and long-term care insurance policies have been implemented. Mutual funds, IRAs and SEP-IRAs have been converted to annuities and insurance in order to be more productive and tax saving.
Rick meets with us a few times a year to review all of the various accounts and we will make any changes that we fell that are necessary to stay on tract.
We feel that Rick is very professional in his work and he has a very good staff to help him. We are glad to recommend him to others.
Corporate/Real Estate Focused Attorney with Nexsen Pruet
I have known Rick very well since our College days back in the mid-70’s. I am an attorney – nearing retirement. Over recent years I have had occasion to work extensively with Rick on my personal financial and retirement planning needs. Rick has been extremely creative and very, very attentive to my needs throughout this process. I have been more than satisfied with all of my dealings with him. I have also had occasion to observe Rick’s work with a number of my legal clients. I recommend Rick without reservation at all. Excellent and most caring financial and retirement planner.
Retired at National Science Foundation
Rick Aiken has been invaluable to my wife and me for converting our active working-years assets into retirement investments with reduced risk, reasonable returns, and accessible liquidity. He patiently and thoughtfully explained the processes for securing and protecting our hard-earned “wealth” that will take us deep into our retirement years. With his help we are happily achieving our short- and long-term retirement goals. Rick has been working with us for over two years and I continue to be impressed with his extensive knowledge of the intricacies of wealth management and, importantly, his ability to explain them to me. I heartily recommend Rick Aiken to others seeking investment strategies to take them into retirement.
Global Director of Purchasing at SGL Group – The Carbon Company
We have worked with Rick and Wealth & Retirement Advisors, LLC over the past two years. Rick is very good at providing all of the specific details along with the pros and cons of the various investment strategies that we were evaluating to better balance our portfolio. His fact driven approach and patience during the analysis process made us feel very comfortable.
Rick was also very helpful in providing guidance and strategies in preparation for sending our three children to college over the next 15 years. He provided various options for us to consider and also was helpful in getting us comfortable with the FAFSA process. We now feel more comfortable with how we can optimally finance our kid’s college tuition.
While I have managed much of my portfolio in the past, I found that there were strategies and options available that I needed to consider and execute to provide better stability and mitigate market risk as I get closer to retirement. Rick has done a good job educating and providing me with options that compliment and balance my personal portfolio management strategies.
Manager – Supply Chain / Procurement at Siemens Energy, Inc.
Dear Rick and Wealth & Retirement Advisors Associates:
Thanks for your comprehensive advice and support to get me and my family’s financial retirement on a secure course. With changing laws and regulations, it’s difficult to comprehend the wide-ranging options.
Even though I am offered financial “planning” through my employer’s savings program, it doesn’t sort through the rigorous all-encompassing details (tax shelters, social security, withdraw timing, penalties, etc.) nor provides better options that you offer. I appreciate your friendly no pressure approach to providing a well-informed process, choosing and understanding the various possibilities. Your one-on-one customization throughout the stages of gathering information, analysis and product decisions is instrumental to delivering a respectful peace-of-mind plan. Knowing that we have executed a sound strategy, I am confident that we will be in a financially healthy position when that fortunate time called retirement occurs. Please know that I have will continue to recommend WRADVISORSLLC to my friends, family and colleagues.
Chief Information Officer at VA Caribbean Healthcare System
I have been a client of Wealth & Retirement Advisors LLC. since 2015 and would highly recommend their services. Rick Aiken assisted me with my retirement planning and I was very impressed with the personalized professional service and advice given to me. I have recommended a number of my colleagues to his company and they also are very happy with the service.
It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. I was particularly impressed by his dynamic, outgoing personality and the way he took the time to get a feeling for where I was at. His depth of knowledge and common sense approach combined with professional, ethical and caring demeanor elicits immediate trust and respect. I felt very comfortable putting my finances in his care and I trust him to guide me in the right direction.
I feel like I have gained a trusted friend as well as a knowledgeable financial advisor and I gladly recommend his services whenever possible.
Retired at Department of Veteran Affairs Winston Salem
I am recently retired from the Department of Veterans Affairs in Winston-Salem, North Carolina. I was employed with them since 1990 and retired as a Quality Review Specialists. I met Rick Aiken during one of the yearly retirement seminars given at the VA. Rick helped me understand everything that I needed to know in retirement. He was very easy to communicate with and easily contacted when needed. I would recommend him to anyone who is in the process of retiring and that needs assistance in the knowledge of retirement and financial direction. He helped me understand the retirement process and advised me on how to adequately transfer my savings to an annuity that would benefit me for the rest of my life. He was very helpful and personable. I know if I need to ask a question or just need a word of assurance, he will be more than happy to help me out! Highly recommended
Business Process Improvement Specialist
I highly recommend Rick Aiken for his diligent service. He is always looking for new instruments to manage our money. He is careful and studious to explain to us the risks and the rewards and takes the time to help us make the choice that is best for us.